About Us – Owner Insurance 2018-08-27T20:14:17+00:00


Apartment building insurance coverage consists of many facets. As an apartment building owner, you have to think about the unforeseen catastrophe. A fire may be the most disastrous of property claims, but water damage, vandalism and other direct physical losses are not to be overlooked. Here at apartment insurance we think of everything. We start by gathering the information about your building, and you as an owner. We work as a team to secure the right apartment owners coverage and are always looking for the lowest cost. Liability lawsuits are scary. The last thing any of us want to have to encounter is to settle a liability lawsuit. It can not only be financially disastrous but can also exhaust you mentally. The most important part of your insurance coverage may be the liability, as it pays the settlement if you are found liable, and more importantly covers the defense costs associated with the suit.

Inspired By Excellence & Innovation

Apartment Insurance was founded on the principles of providing protection for apartment building owners as well as apartment renters. Apartment Building Owners Insurance is complex, and requires the help of a qualified and trained insurance broker, to not only search for available coverage, but to also make sure that the coverage is suitable for that particular situation. Serving Los Angeles County, Ventura County and the greater Southern California area for over 50 years.

Frequently Asked Questions



Major Fires

Our client had a 6 unit apartment building insured with us when a fire broke out in one of their units. Turned out to be a candle that was set a little too closely to the drapes. The building was engulfed in flames within minutes; fortunately everyone made it out alive.



As a building owner, you’re used to taking on all sorts of different responsibilities. One particular area of responsibility is your tenants’ well being. Before you go ahead and take care of a little medical bill, read on to see how this situation snowballed out of control!



The standard with apartment building insurance policies is for the structure, loss of income and liability. But what other types of losses are you exposed to? A reasonably priced and valuable benefit is mechanical breakdown coverage.

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